Tuesday, August 31, 2010

Early stage breast cancer - She has 3 policies but no coverage

The above was the title of the article in today's The New paper - August 31 2010. This lady was diagnosed with ductal carcinoma in situ (DCIS) in her right breast which is stage zero, early stage breast cancer. The condition is considered non-invasive which does not fall into the category of critical illness. She was upset that her critical illness insurance policies did not pay out the claims.

Do note that the critical illness definition is standardised in Singapore's
insurance industry.

More information on it can be found at http://www.insuranceemart.com/2010/08/what-are-definitions-of-critical.html

For "non-critical illnesses", do consider riders and other options such as Prudential's PruSmart Lady which provides coverage for female-related illnesses that are non-critical in nature such as DCIS as highlighted in the article.


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