“Money is so elusive,” a friend once said. “It keeps disappearing.”
Don’t we all have the same feeling on occasions?
Well, I have two words for it and the first word begins with an “F”.
It can help us to manage our money and prevent the disappearing acts.
Of course, it is highly recommended that we should always pay ourselves first, that is to set aside money for savings whenever we get our pay checks. However, for those who feel that it is impossible, or don’t know where to start, financial budgeting can help.
Some find doing financial budgeting a painful process. A friend described it as doing the same boring homework every day.
Here are some points you may want to keep in mind to get started if you do not have a trusted financial adviser to guide you.