Monday, January 2, 2023

New Project, New Sites


Thanks for dropping by. I'm excited to share with you that now more personal finance, investment, career, and financial literacy content can be found on

Money Playschool - Your Money Guide to Adulting is created to share personal finance and financial literacy content in an easy-to-understand and fun way.

I'm confident it will provide great value for you.

Thank you for your support!

Sincerely, Ben

Friday, September 15, 2017

Create awesome facebook videos, key areas where advisers have an advantage in era of artificial intelligence.. and more..

Lessons from 10,000 top performing facebook videos

Want to know the ideal length of a video? What kind of content outperforms? 5 tips from an analysis of 10,000 top videos.  So much going on about digitalisation, AI and robo-advisers, Low Shih-Nin, MD of Southeast Asia Markets, RGA Reinsurance, shares key areas where Advisers have an advantage. Tech & chatbot are words that somehow have been linked with dis-intermediation. That line of thought is too one-dimensional. Here’s another example of an insurer enabling their advisers through tech. askPRU, a cognitive-powered chatbot. How? Never miss a story. Subscribe here to get the complimentary AgentsWIN delivered to your inbox. And a recap on some of the impressive winners of the 2nd Asia Trusted Life Agents and Advisers Awards Technology Provider of the Year for Agents – eBaoTech Insurance Agency Leader of the Year - Ms Karine Lam Rookie Insurance Agency Leader of the Year - Mr Chong Jit Shan Rookie Insurance Agent of the Year - Ms Melody Yang

Monday, September 4, 2017

Face-to-face insurance advice or digital advice - not a binary decision

"The mistake that people often make is that they think there is a binary decision between digital advice or face-to-face. And the reality is that consumers don't think about the world in that way," said Mr Roy Gori, President, Manulife Financial Corporation.

First posted on my LinkedIn:
Couldn't agree more. It's not a "either or". The potential for agents/advisers to excel by tapping tech is one to watch, rather than the common robo Vs human rhetoric And of course, if you're reading this, you're on LinkedIn and you know the importance of the largest online professional network in the world. But do you know how important? Do you know how many potential new people you can be introduced to with each connection? And do you know how many LinkedIn members there are in the world and in APAC? Find out: And DBS Singapore winner of Bank Partner of the Year at 2nd Asia Trusted Life Agents & Advisers Awards. Impressive start to its partnership with Manulife and what's more.. more innovation with Manulife in the pipeline! These stories and more in Asia Insurance Review's

Thursday, August 24, 2017

Insurance Adviser to the rescue

In this week's AgentsWIN, the weekly newsletter produced by Asia Insurance Review to showcase the great work that the unsung heroes of the insurance industry do day in, day out and to help these agents and advisers get even better at what they do (sign up here), read about:

This was first posted on my LinkedIn: 

1: Asia's Insurance Agent of the Year: Divya Tusnial

(Who has qualified for 2018's TOT in 3 months by the way!)
What pushed Divya to join the insurance industry? Why the Awards means so much to her? And what's her activities like to achieve her success?

2: Insurance Adviser to the rescue

Insurance industry often gets a bad rep because oftentimes when it is being covered on the front pages or when a post goes viral online, it is because of unprofessional practices by insurance companies or agents/advisers.
The value a professional insurance adviser brings often goes unnoticed. We believe that should change!
Hence, more people should read about and share how a financial consultant went out of her way (and how the insurance company delivered) to help a policyholder who had no idea that she was covered for and could claim for a critical illness benefit. This even though the financial consultant wasn't the original adviser and had no financial benefits whatsoever in doing so.

3. Useful tips & tricks on LinkedIn - increase profile views by up to 14X

Wednesday, September 23, 2015

Avoiding investment scams in Singapore

The Monetary Authority of Singapore is enhancing regulatory safeguards for investors.
My personal translation: Helping Singaporeans avoid investment scams in Singapore. 

You can find here a short list of scams and/or caution to take in Singapore.

So in a press release MAS says the key changes are:
  • Retail investors in non-conventional investment products will be accorded the same regulatory safeguards as investors in capital markets products.
  • Investors who meet prescribed wealth or income thresholds to qualify as accredited investors (AIs)2 will have the option to benefit from the full range of regulatory safeguards that are applicable for retail investors. 

For the full press release:

Sunday, August 30, 2015

Tips from The Intelligent Investor

Re-reading The Intelligent Investor by Benjamin Graham.

His most famous protege is of course, one Warren Buffett. 

Thought it will be apt as the market undergoes volatility to pick the brains of one of the best investors minds.

Here's one from the book:

"The intelligent investor realizes that stocks become more risky, not less, as their prices rise—and less risky, not more, as their prices fall. The intelligent investor dreads a bull market, since it makes stocks more costly to buy. And conversely (so long as you keep enough cash on hand to meet your spending needs), you should welcome a bear market, since it puts stocks back on sale."

Follow with care. 

Friday, July 31, 2015

Singapore Salary Guide - How much should I be earning? - Accountant

Very often we wonder whether we are paid fairly in our careers and jobs. 
So if you are wondering whether what you are earning is higher or lower compared to your peers, benchmarks and salary guides are always useful.

If you are in accounting:

Analyst - Accounts Payable and Receivable (3-6 years of experience): 
S$40,000 - 70,000 per year

Cost Accountant (3-6 years of experience):
S$50,000 - $80,000 per year

Cost Analyst (3-6 years of experience):
S$50,000 - $80,000 per year

Source: Hudson Salary Guides 2015